Experian Credit Report Phishing Attacks Due To Data Breach

The Experian credit report phishing attacks are increasing, likely due to the data breach discovered by a security researcher.

Stay vigilant if any of your info, such as your name, address, birthday, and Social Security number, has been exposed online.

Last year, Experian, one of the largest credit reporting bureaus, may have put customers’ complete credit histories at risk of identity theft due to a security flaw in its website. People could access those reports simply by providing their name, address, birthdate, and Social Security number.

How to protect your Experian credit report data-In late December 2022, they patched the security vulnerability found by researcher Jenya Kushnir. According to Krebs on Security, Krebs had gleaned information from Kushnir about the exploit and brought it to Experian’s attention. (Krebs wrote an article about it.)

Following the significant Equifax data breach, your personal financial information is likely leaked online. Therefore, you should be aware of potential sophisticated phishing scams that may have access to details you would expect only a legitimate source to have.

The good news is that your existing protective measures against phishing still apply here—you can look over our guide to the essential basics if you need a refresher. But in the wake of this Experian leak, you should pay extra attention to a few specific situations.

How to protect your Experian credit report data:

You might get a call, text, or email from someone saying they’re associated with Experian, demanding you take action on a specific issue or provide personal information. Most likely, this is a scam.

Do not click any links and do not respond immediately—instead, double-check with Experian via their official communication channels.

Authentic notices regarding your credit card, vehicle loan, mortgage, or other obligation are often accompanied by information such as the account’s first or last several digits. This data is available in many places now.

Avoid clicking on any links if you get alerts related to your balances. Call your lender or message them via the contact number provided on their website.

Be wary of notifications about your banking accounts. Credit bureaus do not follow checking, and savings account activity. However, many people use one or two banking establishments for their financial requirements. If you receive an unexpected text message, telephone call, or email, it may be an attempt to discover information regarding your savings.

Do not immediately trust anyone that requests info concerning these kinds of bank accounts, regardless of how credible they appear.

Protecting yourself from phishing attempts is the best defense. Invest in a password manager and antivirus software, and always think before responding to any unexpected communication. Self-awareness is critical when it comes to avoiding a negative outcome. The situation is still developing.

Experian Credit Report Phishing Attacks Due To Data Breach
How to protect your Experian credit report data-
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